Hello and welcome to Loio!
It is Loio’s Privacy Policy to respect Your privacy and care about Your Personal Data and do our best endeavors to protect it.
Accordingly, We have developed this Privacy Policy (“Policy”) in order to give You understanding about how Loio (“Company”, “We”, “Us”) collects, processes, stores and protects Your Personal Data that We obtain about You.
For the purpose of this clause, the terms of “You”, “Your”, “User” shall mean any individual person or organization who use Loio and/or may visit our Site available at https://loio.com/ and the term “Personal Data” shall mean the certain information that identifies You as a specific individual or can be used to contact or identify You.
By using Loio Services and/or visiting our Site, You acknowledge that You have read, understood and agree to the collection, storage, use and transferring of Your Personal Data as further described in this Policy.
Please read carefully this Privacy Policy together with Terms of Service and Cookie Policy.
Unless otherwise, all of the terms defined in this Privacy Policy have the same meaning as in Terms of Service and vice-versa.
We don’t ask You for Personal Data unless we truly need it. We collect Personal Data to be able to provide You with secure, fast and efficient services. In order to do so, we must collect information to identify users.
Please note, we collect and process Your Personal Data on the basis of Your consent and legitimate interests. Such collecting and processing of Your Personal Data will not harm any of Your rights and interests, and We will not use Your Personal Data for any other purposes.
We may also collect Your Personal Data that is collected automatically such as through the use of cookies and other technologies as described below in this Policy.
The Personal Data that We collect depends on the context of Your interactions with Us, the choices You make and the services You use. The Personal Data we collect about You may include the following:
Categories of Personal Data:
1. Information that You provide:
a. Registration information for Loio Services: Sign, PDF Editor, Templates, and Guides
1.1.1. In order to access certain functionalities of the Loio Services — including, but not limited to, downloading or exporting completed documents, saving progress, and managing signed files — You are required to register and create a personal Account.
As part of the registration process, we collect and process the following personal data:
To complete registration and activate your Account, you must confirm your email address by clicking the verification link sent to the email you provided. This verification is required to ensure the security of your Account and the authenticity of the registration request.
The data collected during registration is processed for the following purposes:
We do not use the email address or password provided during registration for any purpose unrelated to the provision of Loio Services, and we do not share this information with third parties except as required for secure account management or by law.
b. Payment data
We use Stripe (https://stripe.com/gb) as the third-party payment processor to process card payments for the services. We do not store and cannot use Your credit card information or other payment details. Your credit card details are encrypted and securely stored by Your payment operator to enable Us to automatically bill You.
When You make a purchase of the Loio Services any credit card information, including card holder name and zip code, You provide as a part of Your Payment Information is collected and processed directly by Stripe as our payment processor through their Stripe Checkout service. We at no time receive or store your full credit card information. Stripe commits to complying with the Payment Card Industry Data Security Standard (PCI-DSS) and using industry-standard security. Stripe may use your Payment Information in accordance with their own Privacy Policy here: https://stripe.com/checkout/legal
c. Personal Information provided by You while using Livechat
When You use Livechat, available on the Site, to send Us Your request, We may ask You to give Us some of Your Personal Data, in particular, email and Your name during communication with Us. We need this information to provide You with the reply to such a request (if we cannot reply to You immediately) and refer to You correctly in our mailings.
d. Automatically Collected Information
We automatically collect the certain information about You and the device You use to visit the Site. For example, when You use our Site, we will log Your IP address, operating system type, browser type, referring website, the page You viewed, and the dates/times when You accessed the Site. We may also collect information about the actions You take when using our Site, such as links clicked.
e. Browser Local Storage Files
Browser local storage is a file created by a website in Your device. You may erase Browser Local Storage collected on our Site by deleting Your browser’s history. However, You will not be able to erase the Browser local storage files collected during Your usage of the Loio Services as this may disable us to provide You with the Loio Services. We collect “Session Files” information in order to enable You to log in the session and “Intercom-state Files” to enable the communication session.
f. Your Loio Content
During Your use of Loio Service You may provide us with various files, documents, and content which may include personal information, including but not limited to articles, contracts, attachments, other legal documents and files (the “Loio Content”) and provide Us with Your consent to use Your Loio Content. If You want to withdraw Your consent, You need to send us an email to [email protected].
g. Marketing
During registration procedure You can give Us Your consent to send You marketing or promotional emails from time to time to offer You information and updates on our Site We think that You may be interested in.
If You do not wish to receive them, You can unsubscribe at any time using the “Unsubscribe” button below in emails or in Your Account.
In case You will unsubscribe from our marketing emails, You will continue to use all Loio Services, however, We will not send You marketing or promotional emails to offer You information and updates on Loio Services. We think that You may be interested in.
If You unsubscribe, We will still send You emails for service purposes, such as for communications about Your Account, or subscription, and responses to Your requests.
As well, You can subscribe for marketing emails at any time by email or in Your Account.
h. Profiling
Profiling means gathering, automated processing and analyzing the information about an individual or groups of individuals in order to evaluate certain personal aspects about such individuals.
We use automatically collected information and browser local storage files as well as the other information You directly provide to Us to build Your profile.
We can use profiling to produce relevant communication and provide a better experience for our Users. With the help of profiling, We can target our services more effectively by getting and combining certain categories of Your Personal Data.
To improve our service, We may aggregate information from public records, social networks, marketing surveys, business websites and other sources made available to Us to create profiles of our users. You may request to delete any User profile collected by Us at any time by sending the request to [email protected] or using Livechat on our Site.
i. Sources of information
We collect Personal Data about You either directly from You or from certain third parties as follows:
1. Personal Data provided by You to Us when You:
2. We collect Personal Data automatically when You:
3. We also collect Personal Data about You from third parties, such as:
We collect, use, process, combine, retain and store Your Personal Data that We collect or receive for the following purposes:
Please note that We need Your Personal Data to provide You with Loio Services. So as long as You want to use the Loio Services, all Your Personal Data will be processed by Us. If You want Us to stop processing Your Personal Data, You can delete Your Account on the Site and stop using the Loio Services.
You can withdraw Your consent to store and use Your Loio Content by contacting us via email: [email protected] for Loio Service. In such case, You will continue to use all the Loio Services, however, We will not use Your Loio Content for our internal purposes and will not be able to analyze performance, fix errors, improve the usability and effectiveness of the Loio Services.
Once You withdraw Your consent, We will stop storing and using Your Loio Content Loio needs to use and store Your Loio Content to help You enjoy the full use of all of the features available through the Loio Services. If You want to delete all Your Loio Content please send Us appropriate request by emailing to [email protected] for Loio Services. We will remove all Your Loio Content from Our database within 30 business days after receiving Your request.
Please note that You can always provide Your consent to Us again at a later time by emailing to [email protected] for Loio Services.
If You would like to request access to Your Personal Data or ask any other questions related Your Personal Data, You may send Your request by emailing to: [email protected]. We will review Your request and may require You to provide additional information to identify You. We will respond to Your request within 3 business days.
We take the security of Your Personal Data seriously. We take all necessary steps to help protect Personal Data that We collect against loss, misuse and unauthorized intrusion and disclosure, and these steps without limitation include encryption techniques and authentication procedures. Loio has been designed to, among other things, meet the objectives of U.S. data privacy laws, Canadian Federal laws, Australian laws as well as the requirements of European Union GDPR.
We care about Your privacy and take commercially reasonable steps to help protect and secure the information We collect and store about You, such as data encryption and pseudonymization. All access to the Loio Services is encrypted using industry-standard transport layer security technology (TLS). When You enter Your information, We encrypt the transmission of that information using secure socket layer technology (SSL). We also use HTTP strict transport security to add an additional layer of protection for Our users.
Please be aware that despite these steps, We do not guarantee that Your Personal Data will be completely protected. For example, the transmission of information via the Internet is not completely secure. Any transmission of Your Personal Data is at Your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site, including the illegal acts of third parties (such as criminal hacking).
Besides, We use:
a. Data in Transit
All the Personal Data sent to Us from our servers is encrypted via the industry-standard TLS 1.2, making sure user interaction with our servers is safely encrypted.
b. Data at Rest
To ensure all stored Personal Data is safe and enclosed from any third parties, We use the industry-standard AES-256 algorithm to encrypt data on our server.
The safety and security of Your Personal Data also depends on You. For example, it is important to keep Your password for Your Account on the Site confidential. We also recommend that You log out of Your Account when You are done using it. If You believe that any account credentials for Your Account on the Loio have been compromised, please contact Us immediately at [email protected].
According to the storage limitation principle of data processing, we will store Your Personal Data only as long as it is required to fulfill the purposes set out in this Privacy Policy or until You ask Us to remove Your Personal Data.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile (“Delete my account”). Please note that You will not be able to use Our Loio Services anymore. If You decide to terminate Your use of the Loio Services and delete Your account permanently, We will remove all Your Personal Data from our database within 30 business days after receiving of Your request.
We will retain Your Personal Data for no longer than three years after You decide to stop using Loio Services when Your paid subscription is ended or after Demo was presented to You. We will also retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if We are required to retain Your Personal Data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
We store anonymized data for internal analytics purposes indefinitely.
If You are a resident in the European Economic Area, You have the following rights in respect to Your Personal Data under the General Data Protection Regulation (GDPR) that We hold:
You can exercise all of the aforementioned rights by sending Us email [email protected].
We process Your Personal Data on the basis of Your freely given consent and legitimate interests. You should be aware that You are entitled under EU GDPR to withdraw Your consent where that has been given, at any time. In case You do this, We will have no alternative lawful reason to process Your Personal Data. However, if You ask Us to remove Your Personal Data processed on the basis of legitimate interests, We will not be able to provide You with Loio Services anymore.
If You are a California resident, You have the following rights under California Consumer Rights Act (CCPA): the right to know the categories of Personal Data that We collect about You, the right to ask Us to delete Your Personal Data from Loio Services, and the right to opt out selling Your Personal Data.
You can exercise all of the aforementioned rights by sending Us email [email protected], particularly:
To request information on the Personal Data that We have about You and how We use it:
Please note that You are entitled to ask Us to provide You with this information up to two times in a rolling twelve-month period. You can request it via Contact Us or Livechat on our Site, or send Us an email to [email protected].
We may require You to confirm Your identity and Your residency in order to obtain the information You email Us with Your request at the contact information below. Please include “California Privacy Rights” as the subject line. You must include your full name, email address and attest to the fact that You are a California resident by including a California postal address in Your request. We will respond to Your request within 45 days or let You know if We need additional time.
When you make this request, the provided information may be limited to the Personal Data We collected about You in the previous 12 months.
Right to opt out of selling Your Personal Data:
You have certain rights regarding the sale of Personal Data, such as to opt out of the sale of Your Personal Data by clicking the following link of “Do Not Sell My Personal Data” or by clicking the button on the main page of the Site.
We will notify and direct our Business Partners and Third Parties Services Providers immediately to stop selling Your Personal Data. However, We are not liable for any actions or omissions from the side of our Business Partners or Third Parties Service Providers.
Right to Delete any of Your Personal Data:
You have the right to request that We delete any of Your Personal Data We collected about You and retained, subject to certain exceptions.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile in Your Account (“Delete my Account”). Please note that You will not be able to use our Loio Services anymore. If You decide to terminate Your use of the Loio and delete Your Account, We will remove all Your Personal Data from our database within 30 business days after receiving Your request.
You can change any of Your Personal Data in the Profile section in Your Account.
If You would like to request access to Your Personal Data or ask any other questions related to Your Personal Data, You may always send Your request by emailing to [email protected]. We will respond to Your request within 3 business days.
If You are a Nevada resident, You have the following rights under the Nevada Privacy Law: the right to access the Personal Data that We collect about You, the right to ask Us to delete Your Personal Data from our Site or Loio Services, the right to opt out of selling Your Personal Data.
You can exercise all of the aforementioned rights by sending Us email [email protected], particularly:
To request information on the Personal Data that we have about You and how we use it:
Right to opt out of selling of Your Personal Data:
You have certain rights regarding the sale of Personal Data, such as to opt out of the sale of Your Personal Data by clicking the following link “Do Not Sell My Personal Data” or by clicking the button on the main page of the Site.
Right to Delete any of Your Personal Data:
You have the right to request that We delete any of Your Personal Data We collected about You and retained, subject to certain exceptions.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile in Your Account (“Delete my Account”). Please note, that You will not be able to use Loio Services anymore. If You decide to terminate Your use of the service and delete Your Account, we will remove all Your Personal Data from our database within 30 business days after receiving of Your request.
You can change any of Your Personal Data in the Profile section in Your Account.
If You would like to request access to Your Personal Data, You may always send Your request by emailing to [email protected].
If You are a Colorado and/or Virginia resident, You have the following rights under the Colorado Privacy Act (CPA) and Virginia Consumer Data Protection Act (VCDPA): the right to access the Personal Data that We collect about You, the right to request deletion of Your Personal Data, the right to correct inaccuracies in Your Personal Data, the right to data portability, and the right to opt out of the processing of Your Personal Data for targeted advertising, the sale of Personal Data, or profiling in furtherance of decisions that produce legal or similarly significant effects.
You can exercise these rights by contacting Us via email at [email protected]. Below are further details on Your rights:
Right to Access Your Personal Data
You have the right to request the following information about the Personal Data that We process about You:
Right to Delete Your Personal Data
You have the right to request deletion of any Personal Data We have collected about You, subject to certain exceptions provided by law. If You wish to delete Your account and associated data, You may request account deletion by using the "Delete profile" option in Your Personal Account or contacting Us directly via email at [email protected]
Right to Correct Your Personal Data
If any of Your Personal Data is inaccurate, You have the right to request corrections. You may update certain information directly in the Settings section of Your Personal Account or send Us a request via email
Right to Data Portability
You may request a copy of Your Personal Data in a portable and readily usable format to facilitate its transfer to another service provider.
If You would like to exercise any of these rights or have questions about the processing of Your Personal Data, please contact Us by sending an email at [email protected]. We are committed to responding to verified requests within the timeframes prescribed by the Colorado Privacy Act
If You are a Utah resident, You have the following rights under the Utah Consumer Privacy Act (UCPA): the right to access the Personal Data We collect about You, the right to request the deletion of Your Personal Data, and the right to opt out of the processing of Your Personal Data for targeted advertising.
You can exercise these rights by contacting Us at [email protected]. Specifically:
Right to Access Your Personal Data
You have the right to request information regarding the Personal Data We have collected about You, including:
If applicable, You may also request information regarding the categories of Personal Data disclosed for a business purpose and the categories of third parties with whom it was shared.
Right to Delete Your Personal Data
You have the right to request that We delete any of Your Personal Data We collected about You and retained, subject to certain exceptions.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile in Your Account (“Delete my Account”). Please note, that You will not be able to use Loio Services anymore. If You decide to terminate Your use of the service and delete Your Account, we will remove all Your Personal Data from our database within 30 business days after receiving of Your request.
You can change any of Your Personal Data in the Profile section in Your Account.
If You would like to request access to Your Personal Data, You may always send Your request by emailing to [email protected].
If you are Connecticut resident You have the following rights under the Connecticut Data Privacy Act (CTDPA):the right to request information about the Personal Data We collect and process about You, the right to access, correct, delete Your Personal Data, the right to obtain a portable copy of Your data, and the right to opt out of the processing of Your Personal Data for targeted advertising, the sale of Personal Data, or profiling in furtherance of decisions that produce legal or similarly significant effects.
You can exercise all of the aforementioned rights by sending Us an email at [email protected], specifically:
Right to Access Your Personal Data
You have the right to request information regarding the Personal Data We have collected about You, including:
If applicable, You may also request information regarding the categories of Personal Data disclosed for a business purpose and the categories of third parties with whom it was shared. You may submit two requests per year free of charge. We may require You to verify Your identity and residency. To verify, please include in Your email:
We will respond to Your request within 45 days, or inform You if an extension of up to 45 additional days is necessary.
Right to Correct Your Personal Data
You have the right to request that We correct inaccuracies in Your Personal Data, taking into account the nature of the data and the purposes of the processing. You can correct Your Personal Data directly through the Profile section in Your Account, or by contacting Us via email.
Right to Delete Your Personal Data
You may request that We delete the Personal Data We have collected from or about You. This may include requesting deletion of Your Account. If You choose to delete Your Account, please note that You will no longer be able to use Loio Services. Upon request, We will delete Your Personal Data within 30 business days, unless exceptions apply under the law (e.g., for compliance or security purposes).
Right to Data Portability
You may request a copy of the Personal Data You have previously provided to Us in a portable and readily usable format.
Right to Opt Out
You have certain rights regarding the sale of Personal Data, such as to opt out of the sale of Your Personal Data by clicking the following link “Do Not Sell My Personal Data” or by clicking the button on the main page of the Site. Upon receipt of Your request, We will cease the specified processing activities and notify applicable third-party service providers where required.
If You are a Canada resident, You have the following rights under Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA):
“Personal Data”, as specified in PIPEDA, is as follows: information about an identifiable individual, but does not include the name, title, business address or telephone number of an employee of an organization.
Right to Delete any of Your Personal Data:
You have the right to request that We delete any of Your Personal Data We collected about You. You have the right to request that We delete any of Your Personal Data We collected about You and retained, subject to certain exceptions.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile in Your Account (“Delete my Account”). Please note that You will not be able to use Loio Service anymore. If You decide to terminate Your use of the Loio Service and delete Your Account, We will remove all Your Personal Data from our database within 30 business days after receiving Your request.
You can change any of Your Personal Data in the Profile section in Your Account
If You would like to request access to Your Personal Data, You may always send Your request by emailing to [email protected].
If You are an Australian resident, You have the following rights under the Australian Privacy Act 1988 (“Privacy Act”):
If You would like to request access to Your Personal Data, You may always send Your request by emailing to [email protected]. We will review Your request and may require You to provide additional information to identify You.
Right to Delete any of Your Personal Data:
You have the right to request that We delete any of Your Personal Data We collected about You. You have the right to request that We delete any of Your Personal Data We collected about You and retained, subject to certain exceptions.
If You would like to remove Your Personal Data collected by Us on the basis of legitimate interests, You can request the deletion of Your Account in Profile in Your Account (“Delete my Account”). Please note that You will not be able to use anymore. If You decide to terminate Your use of the Loio Services and delete Your Account, We will remove all Your Personal Data from our database within 30 business days after receiving of Your request.
You can change any of Your Personal Data in the Profile section in Your Account.
If You would like to request access to Your Personal Data, You may always send Your request by emailing to [email protected].
We take the privacy of Your Personal Data seriously and want to ensure that We provide only You or Your authorized agent with your Personal Data. The GDPR, PIPEDA, CCPA and Privacy Act also require that We verify the identity of each person who makes a request to know what Personal Data We have about You or to delete the Personal Data We have about You.
We may verify Your identity in a few different ways. When You make Your request, You will be asked to answer a few questions about Yourself to help Us validate Your identity. If You have an Account, We may ask You to log into Your Account and complete Your request through the Profile settings.
In some instances, We may ask You to provide other documentation to verify your identity. If this happens, We will reach out to You directly with this request.
If We can’t verify Your identity, We will not be able to process Your request to know what Personal Data We have about You or to delete the Personal Data We have about You. If We are unable to verify Your identity with a high degree of certainty, We will only be able to provide a report with category-level information, and We may not be able to delete some of Personal Data.
We will respond to requests as soon as practically possible after our receipt of such verifiable request (or within such other time as required by applicable law). If We need additional time, We will notify You in writing and inform You of the reason for an additional time. For the avoidance of doubt, any such requests for Personal Data will cover the twelve-month period immediately preceding the date of such verifiable request. A disclosure of Personal Data in response to such a request will be provided in a commonly used format.
If We become aware that Your Personal Data was breached, We will try to notify You immediately but in any case not later than within 72 hours after the discovery of the breach, by emailing You to the address that You provided during the registration process on the Site. We will conduct our internal investigation to be able to prior to sending the notice to You in order to be able to inform You about all the details of such breach of Your Personal Data. We may not send You any notice in case our internal investigation reveals that the breach was unlikely to result in harming Your rights.
Our service is not directed to the minors, and We do not knowingly collect any personal information from the minors. If You are a parent or guardian of a minor and believe that Your child may have provided Us with personal information, please contact Us immediately at [email protected], and We will delete that information without any delays.
In general, changes will be made to this Privacy Policy to address new or modified laws and/or new or modified business procedures. However, We may update this Privacy Policy at any time, with or without advance notice, so please review it periodically. We may provide You additional forms of notice of modifications and/or updates as appropriate under the circumstances.
Your continued use of the Site or the Loio Services after any modification to this Privacy Policy will constitute Your acceptance of such modifications and/or updates. You can determine when this Privacy Policy was last revised by referring to the date it was last “Updated” above.
If You disagree with any changes in this Privacy Policy and do not wish Your Personal Data to be subject to it, You will need to delete Your Account.
Contact Us:
If You have any questions related to Your privacy, please contact Us via email: [email protected], or use Livechat powered by Intercom or “Contact Us” form on our Site.